Terms of use

Membership

Strategic Planning is a member-run investment stokvel. Joining means you agree to contribute the monthly amount set by the group, to vote on where funds are invested, and to accept the decisions of the majority.

Contributions and investments

Contributions are recorded by each member on the shared dashboard. The pooled money is invested in the sectors shown on the site.

Risk

All investments carry risk. Returns are not guaranteed, and part or all of your contribution may be lost. Only contribute money you can afford to leave invested.

Conduct

Be honest about your contributions and treat other members with respect. Repeated default may result in removal by committee decision.

Changes

The committee may update these terms. Material changes are announced in the WhatsApp group before they take effect.